Prepare with Insurance Licensing PA-Title-Insurance-Agent exam practice material, pass for sure

Updated: Aug 18, 2026

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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:

Certification Vendor:Pennsylvania Insurance Department
Exam Name:Insurance-Licensing Pennsylvania Producers Examination for Title Insurance
Exam Number:16-10
Exam Duration:60 minutes
Exam Price:$40 USD
Exam Format:Computer-based, Multiple-choice questions
Certificate Validity Period:2 years
Available Languages:English
Real Exam Qty:60
Passing Score:70%
Recommended Training:Pennsylvania Land Title Institute (PLTI) Guidelines
PSI Candidate Information Bulletin
Exam Registration:Pennsylvania Insurance Department
PSI Exams Official Registration
Sample Questions:Insurance Licensing PA-Title-Insurance-Agent Sample Questions
Exam Way:Computer-based testing at PSI authorized centers or online proctored via PSI Bridge
Pre Condition:No mandatory pre-licensing education required; must be at least 18 years old, resident or non-resident of Pennsylvania, and pass criminal background check
Official Syllabus URL:https://proctor2.psionline.com/media/programs/PAINS/16-10x.pdf

Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Real Property Law25%- Conveyance and recording statutes
- Property rights and interests
- Liens, encumbrances, and easements
Title Insurance Principles25%- Purpose and function of title insurance
- Exceptions and risk elimination
- Title commitments and policy forms
- Title search and examination procedures
Insurance Regulation25%- Unfair trade practices and ethics
- Pennsylvania insurance statutes and regulations
- Licensing requirements and procedures
General Insurance Concepts15%- Contract law fundamentals
- Basic insurance principles
- Risk and indemnity
Real Estate Transactions & Settlement10%- Policy issuance and delivery
- Disbursement and record-keeping
- Escrow and closing procedures

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Coverage under a loan policy remains effective

A) during the life of the owner.
B) until the secured debt is satisfied.
C) until the property is sold.
D) until the lender assigns the mortgage.


2. The MAIN purpose of an endorsement is to

A) increase the premium.
B) describe the covered losses.
C) decrease the premium.
D) modify the policy.


3. An ALTA survey of the land could disclose all of the following EXCEPT

A) a violation of the setback line.
B) the improvements on the land.
C) a pond located on the land.
D) a property line lawsuit.


4. The MAIN purpose of insurance is to

A) reduce risk.
B) retain risk.
C) alter risk.
D) transfer risk.


5. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants by the entireties
B) as joint tenants
C) as tenants in common
D) as tenants at sufferance


Solutions:

Question # 1
Answer: B
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: C

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