Updated: Aug 18, 2026
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| Certification Vendor: | Pennsylvania Insurance Department |
| Exam Name: | Insurance-Licensing Pennsylvania Producers Examination for Title Insurance |
| Exam Number: | 16-10 |
| Exam Duration: | 60 minutes |
| Exam Price: | $40 USD |
| Exam Format: | Computer-based, Multiple-choice questions |
| Certificate Validity Period: | 2 years |
| Available Languages: | English |
| Real Exam Qty: | 60 |
| Passing Score: | 70% |
| Recommended Training: | Pennsylvania Land Title Institute (PLTI) Guidelines PSI Candidate Information Bulletin |
| Exam Registration: | Pennsylvania Insurance Department PSI Exams Official Registration |
| Sample Questions: | Insurance Licensing PA-Title-Insurance-Agent Sample Questions |
| Exam Way: | Computer-based testing at PSI authorized centers or online proctored via PSI Bridge |
| Pre Condition: | No mandatory pre-licensing education required; must be at least 18 years old, resident or non-resident of Pennsylvania, and pass criminal background check |
| Official Syllabus URL: | https://proctor2.psionline.com/media/programs/PAINS/16-10x.pdf |
| Section | Weight | Objectives |
|---|---|---|
| Real Property Law | 25% | - Conveyance and recording statutes - Property rights and interests - Liens, encumbrances, and easements |
| Title Insurance Principles | 25% | - Purpose and function of title insurance - Exceptions and risk elimination - Title commitments and policy forms - Title search and examination procedures |
| Insurance Regulation | 25% | - Unfair trade practices and ethics - Pennsylvania insurance statutes and regulations - Licensing requirements and procedures |
| General Insurance Concepts | 15% | - Contract law fundamentals - Basic insurance principles - Risk and indemnity |
| Real Estate Transactions & Settlement | 10% | - Policy issuance and delivery - Disbursement and record-keeping - Escrow and closing procedures |
1. Coverage under a loan policy remains effective
A) during the life of the owner.
B) until the secured debt is satisfied.
C) until the property is sold.
D) until the lender assigns the mortgage.
2. The MAIN purpose of an endorsement is to
A) increase the premium.
B) describe the covered losses.
C) decrease the premium.
D) modify the policy.
3. An ALTA survey of the land could disclose all of the following EXCEPT
A) a violation of the setback line.
B) the improvements on the land.
C) a pond located on the land.
D) a property line lawsuit.
4. The MAIN purpose of insurance is to
A) reduce risk.
B) retain risk.
C) alter risk.
D) transfer risk.
5. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?
A) as tenants by the entireties
B) as joint tenants
C) as tenants in common
D) as tenants at sufferance
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: C |
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