Prepare with Insurance Licensing NY-Life-Accident-and-Health exam practice material, pass for sure
Updated: Jul 30, 2026
No. of Questions: 122 Questions & Answers with Testing Engine
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Insurance Licensing NY-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | New York State Department of Financial Services |
| Exam Name: | New York Life, Accident and Health Insurance Agent/Broker Examination |
| Exam Number: | Series 17-55 / NY-Life-Accident-and-Health |
| Available Languages: | English, Spanish |
| Exam Format: | Multiple Choice, Scored + Unscored Questions |
| Related Certifications: | Series 17-51 (Life Insurance) Series 17-52 (Accident and Health Insurance) |
| Certificate Validity Period: | 2 years (renewable) |
| Passing Score: | 70% |
| Real Exam Qty: | 150 |
| Exam Duration: | 150 minutes |
| Exam Price: | $75 USD |
| Recommended Training: | New York DFS Approved Pre-Licensing Courses |
| Exam Registration: | PSI Services (Official Exam Provider) |
| Sample Questions: | Insurance Licensing NY-Life-Accident-and-Health Sample Questions |
| Exam Way: | In-person at PSI test centers / Online remote proctored |
| Pre Condition: | Minimum age 18; complete approved pre-licensing education (40 hours); background check |
| Official Syllabus URL: | https://www.dfs.ny.gov/licensing/insurance_licensing |
Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation and General Principles | 20% | - Insurance Concepts
|
| Accident and Health Insurance | 35% | - Policy Provisions and Claims
|
| Life Insurance Products and Provisions | 30% | - Types of Life Insurance Policies
|
| Underwriting, Marketing and Sales Practices | 15% | - Application and Underwriting Procedures
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. The cause of a loss is called
A) a hazard.
B) an exposure.
C) a risk.
D) a peril.
2. Which of the following statements BEST describes a single premium cash value policy?
A) It requires the policyowner to pay one premium annually.
B) It provides for only one premium to be paid without evidence of insurability.
C) It waives one future premium if the owner becomes disabled.
D) It requires only one payment to make the policy paid up.
3. If a mother and child are without life insurance, what is the MAXIMUM amount of insurance the mother can purchase on the life of her dependent 5-year-old daughter?
A) $10,000
B) There is no limit
C) $25,000
D) $50,000
4. Mortality is based on a large risk pool of
A) family history and hobbies.
B) geographic area and time.
C) income and time.
D) people and time.
5. Multiple policies that are rated for different communities and have substantially similar benefits as determined by the superintendent will be required to:
A) refile rates
B) pool experience
C) merge plans
D) change benefits
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: B |
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