Prepare with Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer exam practice material, pass for sure
Updated: Jun 06, 2026
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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. All of the following describe a whole life policy EXCEPT
A) premiums are payable until death.
B) a policy of $1,000 minimum.
C) provides a death benefit only.
D) provides coverage for the life of the policyholder.
2. An individual who is NOT acceptable by an insurer at standard rates because of health, habits, or occupation is called a
A) preferred risk.
B) standard risk.
C) rating risk.
D) substandard risk.
3. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person's life if
A) a financial benefit exists from the continuance of the insured party's life.
B) she has any type of distant family relationship with the insured party.
C) the interest exists at the time of death rather than at the time the policy is purchased.
D) any type of business relationship exists between the insured party and the beneficiary.
4. Premiums paid by the insured for personally owned disability income insurance are
A) tax deferred.
B) not tax deductible.
C) partially tax deductible.
D) tax deductible.
5. Which of the following is a core benefit of Medicare supplemental insurance?
A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) At-home recovery.
D) Preventive care.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: A | Question # 4 Answer: B | Question # 5 Answer: B |
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