Updated: Sep 02, 2026
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| Certification Vendor: | ACAMS |
|---|---|
| Exam Name: | Certified Anti-Money Laundering Specialist (CAMS 7th Edition) |
| Exam Number: | CAMS7 |
| Passing Score: | 75 (out of 120) |
| Real Exam Qty: | 120 |
| Certificate Validity Period: | 3 Years |
| Exam Format: | Multiple-choice, Multiple-selection |
| Exam Duration: | 210 minutes |
| Available Languages: | English |
| Exam Price: | USD 1,695 |
| Related Certifications: | CAMS |
| Sample Questions: | ACAMS CAMS7 Korean Sample Questions |
| Exam Way: | Computer-based and proctored (Online or at a Testing Center) |
| Pre Condition: | Requires eligibility points (based on education and experience) and active ACAMS membership. |
| Official Syllabus URL: | https://www.acams.org/en/cams |
| Section | Weight | Objectives |
|---|---|---|
| Tools and Technologies to Fight Financial Crime | ||
| Global AFC Frameworks, Governance and Regulations | - AML Regulatory Framework (Elective options: Canada, EU, UK, USA) | |
| Understanding Risks and Methods of Financial Crime | 30% | - Financial Crime Risks related to products within other financial sectors - Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers - Financial Crime Risks related to VASPs, cryptoassets, and related products - Financial Crime Risks related to gaming and gambling - Financial Crime Risks related to insurance products - Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms - Financial Crime Risks related to gatekeepers - Financial Crime Risks related to trusts and company service providers - Financial Crime Risks related to real estate |
| Building an AFC Compliance Program |
Question 1
신탁 및 회사 서비스 제공업체(TCSP)는 자금세탁 위험을 다음과 같은 방법으로 해결해야 합니다. (세 가지를 선택하십시오.)
A. 법인의 목적과 경영진 및 최종 실소유주의 신원을 파악하기 위해 고객으로부터 정보를 수집하고 기록합니다.
B. 고객이 자금세탁방지(AML) 위험 자체 평가서를 작성하여 관할권의 금융정보분석원(FIU)에 제출하도록 요구하는 것
C. 고객사의 내부 통제를 평가하기 위해 현장 평가를 실시합니다.
D. TCSP가 고객을 위한 등록 담당자로서 활동하는 근거를 문서화하고 해당 활동 기록을 보관하는 절차를 수립합니다.
E. 고객 거래 처리 시 이중 통제 및 품질 보증 관행 확립
F. 다른 관할 구역에 위치한 다른 TCSP를 통해 고객 지시가 이루어질 때 필요한 추가적인 안전장치를 고려합니다.
Question 2
한 금융기관이 전사적 위험 평가(EWRA)를 실시하는 과정에서, 고객의 높은 순자산과 복잡한 재무 구조로 인해 프라이빗 뱅킹 부서와 관련된 높은 자금세탁 위험을 확인했습니다. 그러나 해당 기관은 엄격한 고객 실사(CDD) 및 강화 실사(EDD) 절차와 정교한 거래 모니터링 시스템을 구축했습니다.
이러한 통제는 잔여 위험 평가에 어떤 영향을 미칠까요?
A. 잔여 위험은 적당히 감소하지만 허용 가능한 수준을 달성하려면 추가 제어가 필요할 수 있습니다.
B. 프라이빗 뱅킹 사업의 본질적인 특성으로 인해 잔여 위험은 여전히 높을 것입니다.
C. 통제가 모든 잠재적 위험을 완화하기에 충분하기 때문에 잔여 위험은 완전히 제거됩니다.
D. 현재 시행 중인 통제의 효과성으로 인해 잔여 위험이 상당히 감소할 것입니다.
Question 3
위험 감수 수준을 설정하고 위험 감수 수준 선언문(RAS)을 작성한 후, 조직 전체에 걸쳐 위험 감수 수준에 대한 인식을 높이는 가장 효과적인 조치는 무엇입니까? (세 가지를 선택하십시오.)
A. 비즈니스 동료를 위한 위험 관리 방안을 설명하세요.
B. 모든 관리자에게 "건전한" 위험 감수의 중요성과 이점에 대해 교육하십시오.
C. 직원들이 사업의 안전한 수행에 있어 위험 감수 수준과 그 한계가 어떤 역할을 하는지 이해할 수 있도록 교육을 제공합니다.
D. 위험 감수 성향을 일상적인 프로세스와 거버넌스에 통합합니다.
E. 위험 감수 성향과의 불일치를 내부 보고 절차에 통합합니다.
Question 4
생명보험회사의 자금세탁방지책임자(MLRO)가 상품 위험 평가 방법론을 검토하고 있습니다.
다음 중 생명보험 상품의 어떤 속성이 더 높은 위험 등급을 받을까요?
(세 가지를 선택하세요.)
A. 보험 계약 개시 후 수익자 지정을 변경할 수 있는 상품
B. 소득 지급이 연기되는 연금 상품
C. 한 보험 계약에서 다른 보험 계약으로 자금 이체를 제한하는 상품
D. 현금화 가치를 제공하는 상품
E. 해외 의료 보험이 포함된 상품
Question 5
볼프스버그 그룹이 2012년에 발표한 "원칙(또는 프라이빗 뱅킹)"에서 이를 확립했습니다.
A. 민간은행은 글로벌 AML 통제 환경 전략을 보다 잘 조정하고 정렬해야 합니다.
B. 민간은행들은 고객 실질 소유권의 투명성이 필요하고 적절하다는 데 동의합니다.
C. 위험 기반 접근 방식은 개인 은행업을 통해 제기되는 높아진 위험을 해결하기에 충분하지 않습니다.
D. 개인 은행 고객에 대한 실사 요건은 선행 범죄를 방지하기 위해 필요합니다.
Solutions:
| Question 1 Answer: A,D,F | Question 2 Answer: D | Question 3 Answer: C,D,E | Question 4 Answer: A,D,E | Question 5 Answer: B |
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