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NEW QUESTION # 30
An internal NTP server that provides lime services to the Cardholder Data Environment is?
- A. In scope for PCI DSS
- B. Only m scope if it stores processes or transmits cardholder data
- C. Not in scope for PCI DSS
- D. Only in scope if it provides time services to database servers.
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, an internal NTP server that provides time services to the cardholder data environment is in scope for PCI DSS if it stores processes or transmits cardholder data, regardless of whether it provides authentication services to systems in the DMZ or not. This is one of the requirements for preventing unauthorized access to cardholder data using time services.
NEW QUESTION # 31
A network firewall has been configured with the latest vendor security patches What additional configuration is needed to harden the firewall?
- A. Remove the default 'Firewall Administrator account and create a shared account for firewall administrators to use.
- B. Synchronize the firewall rules with the other firewalls m the environment
- C. Configure the firewall to permit all traffic until additional rules are defined
- D. Disable any firewall functions that are not needed in production
Answer: B
Explanation:
Explanation
According to requirement 3.1.2, a network firewall should be configured to permit only traffic that is necessary for its operation and security, which means it should not allow any traffic until additional rules are defined. This is one of the requirements for ensuring that network firewalls are not exposed to unnecessary or unwanted traffic.
NEW QUESTION # 32
At which step in the payment transaction process does the merchants bank pay the merchant for the purchase and the cardholder s bank bill the cardholder?
- A. Authorization
- B. Settlement
- C. Chargeback
- D. Clearing
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, settlement occurs when a merchant receives payment from a card issuer for a completed transaction and delivers goods or services to a customer or another party as agreed upon in advance by both parties, subject to any conditions imposed by either party upon delivery or payment, including but not limited to acceptance, rejection, return, exchange, refund, cancellation, modification, suspension, termination or revocation by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment;
NEW QUESTION # 33
Viewing of audit log files should be limited to?
- A. Individuals with read/write access
- B. Individuals who performed the logged activity
- C. Individuals with a job-related need
- D. Individuals with administrator privileges
Answer: C
Explanation:
Explanation
PCI DSS Requirement 10.5.5 states that entities must restrict access to audit logs to those with a job-related need1. This is to prevent unauthorized or malicious users from tampering with or deleting the audit logs, which could compromise the integrity andavailability of the logs and hinder the detection and investigation of security incidents. Audit logs contain sensitive and confidential information, such as cardholder data, user identities, system activities, and security events, and therefore must be protected from unauthorized viewing, modification, or deletion2. Individuals with a job-related need are those who have a legitimate and documented business reason to access the audit logs, such as system administrators, security personnel, auditors, or investigators3. Therefore, the correct answer is option D.
The other options are not true regarding the access control for audit log files. Option A is not true because individuals who performed the logged activity may not have a job-related need to view the audit logs, and may have a conflict of interest or malicious intent to alter or erase the logs. Option B is not true because individuals with read/write access may not have a job-related need to access the audit logs, and may pose a risk of unauthorized or accidental modification or deletion of the logs. Option C is not true because individuals with administrator privileges may not have a job-related need to access the audit logs, and may abuse their privileges or be targeted by attackers to compromise the logs. References:
PCI DSS v3.2.1
Effective Daily Log Monitoring - PCI Security Standards Council
Logging for PCI DSS Compliance - Tueoris
NEW QUESTION # 34
Which of the following is required to be included in an incident response plan?
- A. Procedures forlaunching a reverse-attack on the individual(s) responsible for the security incident
- B. Procedures for securely deleting incident response records immediately upon resolution of the incident
- C. Procedures for responding to the detection of unauthorized wireless access points
- D. Procedures for notifying PCI SSC of the security incident
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, procedures for securely deleting incident response records immediately upon resolution of the incident must be included in an incident response plan. This is one of the requirements for ensuring that incident response records are not retained indefinitely
NEW QUESTION # 35
What would be an appropriate strength for the key-encrypting key (KEK) used to protect an AES 128 bit data-encrypting key (DEK)
- A. ROT 13
- B. DES256
- C. AES 128
- D. RSA512
Answer: B
Explanation:
Explanation
when a cryptographic key is retired and replaced with a new key, the new key must have an appropriate strength for its intended use, which means it should have a sufficient length and complexity to resist brute-force attacks. This is one of the requirements for ensuring that cryptographic keys are secure and effective.
NEW QUESTION # 36
A retail merchant has a server room containing systems that store encrypted PAN data. The merchant has implemented a badge access-control system that identities who entered and exited the room on what date and at what time There are no video cameras located in the server room Based on this information, which statement is true regarding PCI DSS physical security requirements?
- A. Data from the access-control system must be securely deleted on a monthly basis
- B. The merchant must install video cameras in addition to the existing access-control system
- C. The merchant must install motion-sensing alarms in addition to the existing access-control system
- D. The badge access-control system must be protected from tampering or disabling
Answer: D
Explanation:
Explanation
PCI DSS Requirement 9.1.1 requires entities to use appropriate facility entry controls to limit and monitor physical access to systems in the cardholder data environment (CDE)1. A badge access-control system is one example of such a control, as it can identify who entered and exited the server room and when. However, this control is only effective if it is protected from tampering or disabling by unauthorized persons, as PCI DSS Requirement 9.1.2 states1. Otherwise, the access-control system could be bypassed or compromised, allowing unauthorized access to the systems that store encrypted PAN data. Therefore, the badge access-control system must be protected from tampering or disabling, as stated in option A.
The other options are not true regarding PCI DSS physical security requirements for a server room. Option B is not true because PCI DSS does not mandate the use of video cameras in addition to the existing access-control system, although it is a recommended best practice2. Option C is not true because PCI DSS does not specify a data retention period for the access-control system, although it requires entities to retain audit trail history for at least one year, with a minimum of three months immediately available for analysis3. Option D is not true because PCI DSS does not require the use of motion-sensing alarms in addition to the existing access-control system, although it is another recommended best practice2. References:
PCI DSS v3.2.1
PCI DSS Requirement 9: Upping Your Physical Security
PCI DSS Requirement 10: Track and Monitor All Access to Network Resources and Cardholder Data
NEW QUESTION # 37
Which of the following parties is responsible for completion of the Controls Matrix to* the Customized Approach?
- A. Card brands or acquirer
- B. Entity being assessed
- C. Only a Qualified Security Assessor (QSA)
- D. EitheraQSA,AQSA,orPClP.
Answer: B
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, assigning a unique ID to each person is intended to ensure individual users are accountable for their own actions, rather than shared accounts or group accounts based on need-to-know. This is one of the requirements for ensuring that user accounts are properly managed and controlled.
NEW QUESTION # 38
An organization has implemented a change-detection mechanism on their systems. How often must critical file comparisons be performed?
- A. Only after a valid change is installed
- B. Periodically as defined by the entity
- C. At least monthly
- D. At least weekly
Answer: D
Explanation:
Explanation
PCI DSS Requirement 11.5 states that entities must deploy a change-detection mechanism (for example, file-integrity monitoring tools) to alert personnel to unauthorized modification of critical system files, configuration files, or content files; and configure the software to perform critical file comparisons at least weekly1. This is to ensure that any unauthorized or malicious changes to the files are detected and reported in a timely manner, and that the integrity and security of the files are maintained. Critical files are those that affect the security of the cardholder data environment (CDE), such as system files, application executables, configuration files, database files, and log files2. Therefore, the correct answer is option A.
The other options are not true regarding the frequency of critical file comparisons for a change-detection mechanism. Option B is not true because PCI DSS does not allow the entity to define the periodicity of the file comparisons, as it specifies a minimum frequency of at least weekly1. Option C is not true because PCI DSS does not limit the file comparisons to only after a valid change is installed, as it requires the file comparisons to be performed at least weekly regardless of the change status1. Option D is not true because PCI DSS does not allow the file comparisons to be performed at least monthly, as it requires a higher frequency of at least weekly1. References:
PCI DSS v3.2.1
File Integrity Monitoring Tools For PCI DSS
NEW QUESTION # 39
Which scenario meets PCI DSS requirements for critical systems to have correct and consistent time?
- A. Each internal system is configured to be its own time server.
- B. Each internal system peersdirectorywith an external source to ensure accuracy of time updates
- C. Central time servers receive time signals from specific, approved external sources
- D. Access to time configuration settings is available to all users of the system.
Answer: C
Explanation:
Explanation
critical systems must have correct and consistent time, which means they should use a reliable time source and synchronize their clocks with other systems. This is one of the requirements for ensuring that critical systems have accurate time.
NEW QUESTION # 40
Which of the following meets the definition of 'quarterly' as indicated in the description of timeframes used in PCI DSS requirements?
- A. At least once every 95 97 days.
- B. Occurring at some point in each quarter of a year
- C. On the 15th of each third month
- D. On the 1st of each fourth month
Answer: C
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, quarterly means occurring at some point in each quarter of a year, not at least once every 95 or 97 days. This is one of the requirements for ensuring that PCI DSS assessments are conducted on a regular basis.
NEW QUESTION # 41
Which of the following parties is responsible for completion of the Controls Matrix for the Customized Approach?
- A. Card brands or acquirer
- B. Either a QSA, AQSA, or PClP.
- C. Entity being assessed
- D. Only a Qualified Security Assessor (QSA)
Answer: C
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, assigning a unique ID to each person is intended to ensure individual users are accountable for their own actions, rather than shared accounts or group accounts based on need-to-know. This is one of the requirements for ensuring that user accounts are properly managed and controlled.
NEW QUESTION # 42
If an entity shares cardholder data with a TPSP, what activity is the entity required to perform'?
- A. The entity must test the TPSP's incident response plan at least quarterly
- B. The entity must conduct ASV scans on the TPSP's systems at least annually
- C. The entity must perform a risk assessment of the TPSP's environment at least quarterly.
- D. The entity must monitor the TPSP's PCI DSS compliance status at least annually
Answer: D
Explanation:
Explanation
According to requirement 4, an entity must monitor its TPSP's PCI DSS compliance status at least annually, which means it should review its TPSP's policies and procedures for protecting cardholder data and transactions against fraud and other threats at least once a year. This is one of the requirements for ensuring that an entity monitors its TPSP's PCI DSS compliance status regularly.
NEW QUESTION # 43
Which systems must have anti-malware solutions'
- A. All portable electronic storage
- B. All systems that store PAN
- C. All CDE systems, connected systems. NSCs. and security-providing systems
- D. Any in-scope system except for those identified as not at risk from malware
Answer: D
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, any in-scope system except for those identified as not at risk from malware must have anti-malware solutions installed and configured according to best practices. This is one of the requirements for preventing malware infections that could compromise cardholder data.
NEW QUESTION # 44
What do PCI DSS requirements for protecting cryptographic keys include?
- A. Key-encrypting keys and data-encrypting keys must be assigned to the same key custodian
- B. Public keys must be encrypted with a key-encrypting key.
- C. Private or secret keys must be encrypted, stored within an SCD or stored as key components
- D. Data-encrypting keys must be stronger than the key-encrypting key that protects it.
Answer: C
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, private or secret keys must be encrypted, stored within an SCD or stored as key components. This is one of the requirements for ensuring secure encryption and authentication.
NEW QUESTION # 45
Which of the following describes the intent of installing one primary function per server?
- A. To prevent server functions with a lower security level from introducing security weaknesses to higher
-security functions on the same server - B. To allow functions with different security levels to be implemented on the same server
- C. To allow higher-security functions to protect lower-security functions installed on the same server
- D. To reduce the security level of functions with higher-security needs to meet the needs of lower-security functions
Answer: A
Explanation:
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, installing one primary function per server is intended to prevent server functions with a lower security level from introducing security weaknesses to higher-security functions on the same server. This is one of the requirements for ensuring that server functions are isolated from each other.
NEW QUESTION # 46
According torequirement 1,what is the purpose of "Network Security Controls?
- A. Control network traffic between two or more logical or physical network segments.
- B. Manage anti-malware throughout the CDE.
- C. Encrypt PAN when stored
- D. Discover vulnerabilities and rank them
Answer: A
Explanation:
Explanation
According to requirement 1, network security controls are intended to control network traffic between two or more logical or physical network segments, which means they should prevent unauthorized access, modification, or disclosure of cardholder data or transactions over the network. This is one of the requirements for ensuring that network security controls are implemented and maintained in accordance with PCI DSS.
NEW QUESTION # 47
Which of the following statements is true whenever a cryptographic key is retired and replaced with a new key?
- A. The retired key must not be used for encryption operations
- B. Cryptographic key components from the retired key must be retained for 3 months before disposal
- C. A new key custodian must be assigned
- D. All data encrypted under the retired key must be securely destroyed
Answer: D
Explanation:
Explanation
According to requirement 4, when a cryptographic key is retired and replaced with a new key, all data encrypted under the retired key must be securely destroyed, which means it should be overwritten with random data or deleted from the storage device. This is one of the requirements for ensuring that data encryption keys are not reused or compromised.
NEW QUESTION # 48
If segmentation is being used to reduce the scope of a PCI DSS assessment the assessor will?
- A. Verify that approved devices and applications are used for the segmentation controls
- B. Verify the segmentation controls allow only necessary traffic into the cardholder data environment.
- C. Verify the payment card brands have approved the segmentation
- D. Verify the controls used for segmentation are configured properly and functioning as intended
Answer: D
Explanation:
Explanation
Segmentation is a method of isolating system components that store, process, or transmit cardholder data from systems that do not, by using security controls such as firewalls, routers, switches, or other devices1. Segmentation can reduce the scope of the cardholder data environment (CDE) and thus reduce the scope of the PCI DSS assessment, as only the systems and networks within the CDE or connected to the CDE are subject to PCI DSS requirements2. However, segmentation is not mandatory for PCI DSS compliance, and it is the responsibility of the entity to define and document the scope of their CDE and the segmentation controls they use2.
The assessor's role is to verify the scope of the CDE and the effectiveness of the segmentation controls, as specified in PCI DSS Requirement 11.3.43. The assessor must verify that the segmentation controls are configured properly and functioning as intended, and that they allow only necessary traffic into the CDE. The assessor must also perform penetration testing on the segmentation controls at least annually and after anychanges to the segmentation methods, to confirm that there are no exploitable vulnerabilities that could allow an attacker to access the CDE from out-of-scope systems3. Therefore, the correct answer is option D.
The other options are not true regarding the role of the assessor in verifying segmentation for PCI DSS. Option A is not true because the assessor must verify not only that the segmentation controls allow only necessary traffic into the CDE, but also that they are configured properly and functioning as intended, as stated in option D: Option B is not true because the assessor does not need to verify that the payment card brands have approved the segmentation, as PCI DSS does not require such approval, although the payment card brands may have their own policies and procedures for segmentation that the entity must follow2. Option C is not true because the assessor does not need to verify that approved devices and applications are used for the segmentation controls, as PCI DSS does not mandate the use of specific devices or applications for segmentation, although it requires the entity to use industry-accepted and strong methods for segmentation2. References:
Network Segmentation - PCI Security Standards Council
Guidance for PCI DSS Scoping and Network Segmentation
PCI DSS v3.2.1
NEW QUESTION # 49
An organization has implemented a change-detection mechanism on their systems. How often must critical file comparisons be performed?
- A. Only after a valid change is installed
- B. At least monthly
- C. At least weekly
- D. Periodically as defined by the entity
Answer: D
Explanation:
Explanation
critical file comparisons must be performed periodically as defined by the entity, which means they should be done at least once every 30 days or more frequently if needed. This is one of the requirements for ensuring that critical file comparisons are done regularly.
NEW QUESTION # 50
Which of the following is a requirement for multi-tenant service providers?
- A. Ensure that a customer's log files are available to all hosted entities
- B. Ensure that customers cannot access another entity s cardholder data environment
- C. Provide customers with a shared user ID for access to critical system binaries
- D. Provide customers with access to the hosting provider s system configuration files.
Answer: B
Explanation:
Explanation
According to requirement 3.1.2, multi-tenant service providers must ensure that customers cannot access another entity's cardholder data environment, which means they should isolate each customer's cardholder data from other customers' cardholder data and prevent unauthorized access or disclosure. This is one of the requirements for ensuring that multi-tenant service providers protect each customer's cardholder data.
NEW QUESTION # 51
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