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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. What annuity payout option has no additional payouts regardless of when the annuitant dies?

A) Cash refund.
B) Life only.
C) Installment refund.
D) Life certain.

2. Which is NOT provided by a fixed annuity?

A) Tax-deferred growth.
B) Protection against inflation.
C) A guaranteed minimum rate of return.
D) Flexible premiums.

3. Nearly every life insurer in the United States belongs to the

A) Medical Information Bureau.
B) National Association of Insurance Commissioners.
C) Centers for Medicare and Medicaid Services.
D) Securities Exchange Commission.

4. In Pennsylvania, insureds entitled to convert their group insurance to individual coverage must receive notice of their right to convert at least how many days prior to the expiration of those rights?

A) 20
B) 15
C) 10
D) 5

5. Medicare Part B insurance is partially funded by

A) Social Security taxes.
B) employer contributions.
C) user premiums.
D) employment taxes.

Solutions: